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We are an insurance agency specializing in commercial truck insurance and transportation insurance coverage for owner operators and company fleets.  We offer protection for your commercial trucking and transportations needs including Auto Liability, Non-Trucking Liability (Bobtail), General Liability, Motor Truck Cargo, Physical Damage, Trailer Interchange, Workers Compensation and much more. We also offer personal lines insurance. Not only will we protect your business but your family as well. 

As professionals with 19 years combined experience providing commercial insurance for the trucking industry, you can trust Four Points Insurance to protect your truck. We know trucking — how important it is to the economy, how important your vehicle is to your business. That's why we offer you a product built around your unique commercial insurance needs, at a price you can afford. With our commercial truck insurance, which includes superior claims service by experienced truck professionals, we do what we can to keep you rolling along.   

Owner Operators Working Under Their Own Authority:   If you are operating under your own authority you will need to carry your own commercial trucking insurance coverages, including:

  • Liability Insurance-Pays damages you cause to other people/property.
  • Physical Damage Coverage- Repairs damage to your vehicle.
  • Motor Truck Cargo Insurance-Pays for damages to cargo (fire,theft etc.)
  • Motor Truck General Liability Insurance-Damages due to busi. activities

    Contact us today at 305-884-8884 to see how much you can save with us.

A tow truck business is any business that earns income by towing or providing roadside repair to disabled vehicles, operating a repair facility or performing some repossession work. If there's a tow truck in your garage, you just may have a tow truck business. To protect your business investment, you will need the right tow truck insurance. Let us help, call us now!

You keep an eye on the weather. You check the overhead clearance. You make sure your dump truck is as level as possible before dumping a load. Your truck is your business — and you need to keep it well maintained. For aggregate haulers with dump trucks, sand and gravel haulers insurance is yet another worry when you've already got enough on your mind.

At Four Points Insurance, we work hard to provide the best insurance for sand and gravel haulers because it's not just about protecting you or your dump truck - it's about protecting your business and livelihood, and it’s about peace of mind.

You will receive personal service from one of our experienced agents with many years specializing in insurance for cement trucks and cement mixers. We have been working with owner-operators and trucking companies like yours in all types of cement and construction activities.

At Four Points Insurance, we are called upon repeatedly for insurance advice because of our reputation and experience in the cement truck insurance industry and we have earned a reputation for providing competitively priced cement truck insurance packages tailored to your trucking activities.

No matter how large or small your business, or how many cars you need to insure, Four Points Insurance makes it easy. We know every business is different, and can offer you the right insurance coverage for your business – at the right price.

Plus, your policy will be handled by one of our expert Business Insurance Specialists, so whenever you have a question, you’ll soon have an answer. Get a fleet insurance quote today and unworry.